GETTING STARTED

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Credit Consultaton & Evaluation

This is the most important step as it will determine if we can take on your file. We do not take just anyone. Sometimes there isn't a need for credit repair but rather credit building. Repairing your credit is removing negative items from your report then focusing on building it up. Building credit is adding positive accounts to your file. In this consultation we can guide you in the best possible way to build up your credit.

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Credit Report Audit and Analysis

In order to render an effective consultation we need to view your credit report. Although Experian and Credit Karma are the most widely used monitoring options, we need what's called a Tri-Merge Report. This is done through a monitoring company that brings all 3 Bureau reports into one report. This is the most accurate way to determine what is affecting your score across the board.

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Client Onboarding and Admistrative Setup

At Carolina Credit Repair, we pride ourselves on a client onboarding and administrative setup that's as smooth as it is empowering. From the moment you join our family, expect a seamless onboarding experience that prioritizes your convenience and sets the stage for your financial journey. Say goodbye to paperwork headaches. Our administrative setup is designed to be efficient, allowing you to focus on what matters—your financial transformation. We take care of the details, so you can stay focused on your goals.

CAROLINA CREDIT REPAIR

REPAIR | OPTIMIZE | LEVERAGE YOUR CREDIT

Credit Repair Services

At Carolina Credit Repair, we pride ourselves on a track record that speaks volumes. Our team is not about fluff; we're about tangible results. We've consistently delivered credit makeovers for our clients, transforming scores and opening doors to new opportunities.

  • No Fluff Approach: Just Proven Processes that GET RESULTS
  • Proven Track Record: Our history of success is a testament to our expertise in achieving tangible results for clients.
  • Commitment to Results:  RESULTS MATTER!! We are unwavering in our commitment to delivering the outcomes our clients seek.
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Credit Building Services

Transforming your credit is more than a goal; it's a journey towards financial freedom. At Carolina Credit Repair, our credit building process is meticulously crafted to empower you with a stronger credit profile and unlock new possibilities.

  • Personalized Strategy
  • Strategic Planning
  • Expanded Financial Opportunities
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Unlock Financial Wellness with Carolina Credit Repair's Education

Empower yourself with our educational services designed to transform your financial journey. Here's why our tips and guidance matter:

  • Gain Insight: Understand the nuances of your credit report and score, gaining valuable insights into areas that impact your financial health.
  • Strategic Planning: Learn the art of strategic credit building and debt management, ensuring every financial decision aligns with your long-term goals.
  • Empowered Decision-Making: Armed with knowledge, make informed decisions about loans, credit cards, and more, influencing a positive and lasting impact on your credit rating.

 

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Unlock funding for your business!

We Help Businesses Pre-Qualify For Financing & Build Business Credit

  • First Pre-Qualifying

  • Next Credit Building

  • Then Accessing Credit

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DID YOU KNOW???

Anything Placed On Your Credit Report Can Be Removed...

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Collections

Break free from the chains of collections that may be dragging down your credit score.

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Bankruptcy

Navigate the path from bankruptcy to credit score rejuvenation with our personalized plans.

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Charge Offs

Transform debt into financial freedom by addressing and resolving charge-offs.

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Late Payments

Late payments dragging you down? It's time to turn the tide and regain control. Let's get started.

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Hard Inquiries

Optimize your credit profile by managing and minimizing the impact of hard inquiries.

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Repossessions

Recover from setbacks with a tailored approach to repossessions and credit repair..

CREDIT REPAIR SERVICES THAT ACTUALLY DELIVER

Check Out Our Credit Repair and Credit Boosting Results

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Why Choose Us

Benefits of Better Credit Score and Restoration

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Approval for Higher Limits

Qualify for premium credit card offers with better rewards, perks, and features, enhancing your overall financial flexibility and benefits.

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Qualify for Better Options

Increase your chances of loan approval for major purchases such as a home or car, giving you the ability to make significant investments.

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More Negotiating Power

A higher credit score reflects responsible financial behavior, instilling confidence in lenders, creditors, and yourself regarding your ability to manage credit responsibly.

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Pricing Plan

Choose Your Best Plan To Get Our Services

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Carolina Complete

$117mo
  • Monthly Bureau Audit Analysis
  • Secured Client Portal Access
  • Credit Education Program
  • Unlimited Disputes
  • Repossessions
  • Bankruptcy
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Carolina Complete Plus+

$147mo
  • CREDIT BOOSTING SYSTEM
  • METRO2 ADVANCED DISPUTES
  • SECONDARY AGENCY DISPUTES
  • BANKRUPTCY
  • REPOSSESSIONS
  • PRIVACY MASTER TRAINING
  • MONEY MANAGER ASSISTANCE
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Popular

You Print & Mail

$50mo
  • Bureau Audit Analysis
  • Client Portal Access
  • Credit Education
  • Credit Business
  • Customer support

Are You Ready to Get Credit Repair Services?

Faq

Frequently Asked Questions

Credit Profile

Your credit score is based on various factors that reflect your creditworthiness and how you manage credit. The specific scoring model used (such as FICO or VantageScore) may weigh these factors differently

Yes, you can attempt to repair your credit on your own by reviewing your credit report, disputing inaccuracies, and adopting positive financial habits. However, many individuals choose to work with professional credit repair services for expertise and efficiency.

The time it takes to repair credit varies based on the complexity of the issues and the responsiveness of credit bureaus and creditors. Improvement can be seen in as little as a month, but full repair may take longer.

Credit repair is the process of improving or restoring your credit score by addressing and correcting negative items on your credit report.

Legitimate credit repair services exist, but it’s important to research and choose reputable companies. Be wary of services that make unrealistic promises or demand huge upfront fees.

 It’s possible to have negative items such as bankruptcies and late payments removed if they are inaccurate or if there are valid reasons for dispute. However, accurate negative information may stay on your report for a specific period.

No, credit repair cannot guarantee a perfect credit score. The goal is to address inaccuracies and improve credit health, but individual financial behaviors also play a significant role in credit scores.

PERSONAL CREDIT

FREE CONSULTATION

Testimonials

Our Client Reviews


Positive: Professionalism, Quality, Responsiveness, Value

Would recommend to anyone looking for a straight to the point, responsible credit repair business. Mr Lamont offered value first, with actionable advice before even asking for payment. He was professional throughout the entire process and never sugar coated anything which is exactly what I was looking for. I have already recommended this business to many of my friends and family members because of their efficiency and personable team! 5 stars was way too easy of a decision.

Carolina Credit Repair Reviews
Jefry F
Ratings

Working with Carolina Credit Review was an easy and professional experience. I was educated on options and plans before I chose, and was very happy with the results. Lamont handled my case with care and delivered a solution ahead of expectations. Would recommend their services to my friends in need of credit counseling!

Parker Hilleary Review
Parker H.
Client
Ratings

“These guys are amazing. I talked to a nice gentleman and just asked for information. He went above and beyond in helping me. I’ve been trying to tackle this credit repair on my own. Without asking for money or anything he gave me all the info and more. If working this out on my own doesn’t work I will 100% going to them. I called 4-5 companies btw asking the same questions. All of them side stepped the questions and pitched the programs asking for money. Only company that helped without a pitch or anything. I should have asked that dudes name I hope this company understands his value!!”  VIEW ON GOOGLE

Kevin Young
Kevin Y.
Ratings
Positive: Professionalism, Quality, Responsiveness, Value

After searching the marketplace and encountering fast talking, over promising & untrustworthy competitors finding Carolina Credit Repair was indeed a Godsend. During the initial consultation I quickly determined that this company was different from the rest and the right fit for me. I was immediately put at ease by Lamont’s knowledge and level of professionalism about the credit industry. I did not feel as if he was trying to sell me on a product that I had no use. I also appreciated how he welcomed and answered all questions that I asked. Everything about the startup process was a easy to understand and I did not feel as if I was being lied to and/or taken advantage of. I am very happy that I decided to work with CCR and I highly recommend them.

Rolondo E.
Manager
Ratings

Spoke to Lamont and he provided me with some solid advice on how to go about my situation. Would definitely recommend!

Darius A.
Ratings